Guardian Plan
Our Guardian Plan offers 3 life policies through one application process. We offer competitive premiums and commissions with point-of-sale underwriting. This product is available to IMO’s as well as through funeral homes.
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Guardian Preferred Issue Whole Life
This life insurance plan is available to those who qualify based on health questions between ages 50 and 85. The plan provides an immediate full death benefit from the first day of coverage with our preferred premium rate. This plan also has smoker and non-smoker rates. -
Guardian Standard Issue Whole Life
This life insurance plan is available to those who qualify based on health questions between ages 50 and 80. The plan provides an immediate full death benefit from the first day of coverage with an affordable premium rate. This plan also has smoker and non-smoker rates. -
Guardian Graded Benefit Whole Life
A life insurance plan that is available to those with certain health histories between ages 50 and 75. The death benefit is 30% of the face amount in the first year and 70% in the second year with the full benefit thereafter. This plan also has smoker and non-smoker rates.